Client Stories

Outcomes, not promises.

Every engagement is different. Every outcome is real. Names withheld — industries and results shared with permission.

In their words

We had been running around for 4 months trying to get a LAP. SolveDet got it done in 18 days. The rate was 1.2% lower than what our bank had quoted us directly.

Textile Exporter · Surat, Gujarat

₹3.8 Crore · 18 days

Our account had slipped into NPA. We thought the property was gone. SolveDet negotiated an OTS with the bank and we closed it at a 30% haircut. Saved the asset.

Auto Components Manufacturer · Pune, Maharashtra

₹1.4 Crore settled · 65 days

We were servicing 4 different loans with 4 different EMI dates. Now we have one loan, one date, and we are saving ₹40,000 a month. Should have done this years ago.

Pharma Distributor · Mumbai, Maharashtra

₹2.2 Crore · 28 days

First time buying a home. The rates I was seeing online were very different from what banks actually offered me. SolveDet found a lender that matched the advertised rate.

IT Professional · Bengaluru, Karnataka

₹85 Lakh · 22 days

My working capital limit had not been reviewed in 3 years. SolveDet helped me get a fresh sanction with a 40% higher limit and better rate. Direct bank visit would have taken 6 months.

FMCG Distributor · Delhi NCR

₹1.1 Crore limit · 35 days

Received a 13(2) notice and had no idea what to do next. SolveDet explained every step, connected us with the right legal team, and we resolved it without losing the property.

Real Estate Developer · Navi Mumbai, Maharashtra

₹5.5 Crore resolved · 90 days

In depth

Case Study · Working Capital

How S.E.N.S.E and a credit memo unlocked ₹1.1 Crore for a Delhi distributor

The Situation

A Delhi-based FMCG distributor had a ₹50 Lakh CC limit sanctioned 3 years ago. Business had grown 3x but the bank kept deferring the review. Cash flow stress was causing him to miss supplier discounts worth ₹8–10 Lakh annually.

Our Approach

SolveDet ran a full advisory assessment — banking data, GST trends, stock turn ratios — and built a credit case the client's own bank had never seen.

The Outcome

₹1.1 Crore CC/OD limit sanctioned at 8.6% p.a. — 40% higher than the old limit and 45 bps lower rate. Entire process took 35 days from first call to sanction.

By the Numbers

Old Limit₹50 Lakh

New Limit₹1.1 Crore

Rate8.6% p.a.

Time Taken35 days

Case Study · Debt Resolution

OTS negotiation saves Pune manufacturer's factory from auction

The Situation

A Pune auto components manufacturer had an outstanding of ₹2 Crore that had slipped NPA during COVID. The bank had initiated SARFAESI proceedings and the factory was scheduled for e-auction. The client had received no response from the bank to his settlement proposals.

Our Approach

SolveDet approached this as a negotiation, not a transaction. We mapped the bank's recovery position, modelled their incentive to settle, and constructed a proposal they couldn't reasonably refuse.

The Outcome

OTS settled at ₹1.4 Crore (30% haircut on total outstanding). Factory property retained. CIBIL marked as "Settled" — not ideal, but infinitely better than "Written Off" or prolonged litigation.

By the Numbers

Outstanding₹2 Crore

OTS Amount₹1.4 Crore

Haircut30%

Asset SavedFactory + land

All client details have been anonymised or shared with explicit permission. Outcomes shown are specific to those clients and depend on individual credit profiles, market conditions, and lender decisions. Past results do not guarantee future outcomes.

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