Client Stories

Real businesses.
Real outcomes.

Our clients are SME owners, distributors, manufacturers, and professionals across India who needed financing done right. Here is what working with SolveDet actually looks like.

₹900+ Cr

Total loans facilitated

500+

SMEs served across India

18 days

Average disbursal time

1.1%

Avg rate savings vs direct

Client Reviews

What our clients say

Names withheld at client request. Industry and city shared with permission.

“We had been running around for 4 months trying to get a LAP. SolveDet got it done in 18 days. The rate was 1.2% lower than what our bank had quoted us directly.”

Textile Exporter

Surat, Gujarat

Loan Against Property₹3.8 Crores · 18 days

“Our account had slipped into NPA. We thought the property was gone. SolveDet negotiated an OTS with the bank and we closed it at a 30% haircut. Saved the asset.”

Auto Components Manufacturer

Pune, Maharashtra

Debt Resolution / OTS₹1.4 Crores settled · 65 days

“We were servicing 4 different loans with 4 different EMI dates. Now we have one loan, one date, and we are saving ₹40,000 a month. Should have done this years ago.”

Pharma Distributor

Mumbai, Maharashtra

Debt Consolidation₹2.2 Crores · 28 days

“First time buying a home. The rates I was seeing online were very different from what banks actually offered me. SolveDet found a lender that matched the advertised rate.”

IT Professional

Bengaluru, Karnataka

Home Loan₹85 Lakhs · 22 days

“My working capital limit had not been reviewed in 3 years. SolveDet helped me get a fresh sanction with a 40% higher limit and better rate. Direct bank visit would have taken 6 months.”

FMCG Distributor

Delhi NCR

Working Capital CC/OD₹1.1 Crore limit · 35 days

“Received a 13(2) notice and had no idea what to do next. SolveDet explained every step, connected us with the right legal team, and we resolved it without losing the property.”

Real Estate Developer

Navi Mumbai, Maharashtra

SARFAESI / Debt Resolution₹5.5 Crores resolved · 90 days

In Depth

Case studies

Case Study — Working Capital

How a Delhi distributor doubled his CC limit in 35 days

The Situation

A Delhi-based FMCG distributor had a ₹50 Lakh CC limit sanctioned 3 years ago. Business had grown 3x but the bank kept deferring the review. Cash flow stress was causing him to miss supplier discounts worth ₹8–10 Lakh annually.

Our Approach

SolveDet analysed his banking and GST data, prepared a detailed credit memo showing turnover growth and stock turn ratios, and approached 3 lenders simultaneously — including one NBFC the client had never banked with.

The Outcome

₹1.1 Crore CC/OD limit sanctioned at 8.6% p.a. — 40% higher than the old limit and 45 bps lower rate. Entire process took 35 days from first call to sanction.

By the Numbers

Old Limit₹50 Lakhs

New Limit₹1.1 Crore

Rate8.6% p.a.

Time Taken35 days

Case Study — Debt Resolution

OTS negotiation saves Pune manufacturer's factory from auction

The Situation

A Pune auto components manufacturer had an outstanding of ₹2 Crore that had slipped NPA during COVID. The bank had initiated SARFAESI proceedings and the factory was scheduled for e-auction. The client had received no response from the bank to his settlement proposals.

Our Approach

SolveDet mapped the bank's expected recovery from auction (estimated at 60–65% of outstanding) and constructed a credible OTS proposal that made the bank better off than going through the legal process. We engaged directly with the bank's recovery team and senior management.

The Outcome

OTS settled at ₹1.4 Crore (30% haircut on total outstanding). Factory property retained. CIBIL marked as "Settled" — not ideal, but infinitely better than "Written Off" or prolonged litigation.

By the Numbers

Outstanding₹2 Crores

OTS Amount₹1.4 Crores

Haircut30%

Asset SavedFactory + land

* All client details have been anonymised or shared with explicit permission. Outcomes shown are specific to those clients and depend on individual credit profiles, market conditions, and lender decisions. Past results do not guarantee future outcomes.

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