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Debt Consolidation for SMEs

Multiple loans, multiple EMIs, multiple headaches. We combine everything into one loan with a lower rate and a single monthly payment — so you can focus on running your business.

Get a Consolidation Plan →Calculate EMI Savings

The Difference

Before vs. after consolidation

Before

Loan 1 — Bank A: ₹45,000/month @ 14%
Loan 2 — Bank B: ₹28,000/month @ 16%
Loan 3 — NBFC: ₹18,000/month @ 22%
3 different due dates to track
Total outflow: ₹91,000/month

After

One loan — Best lender: ₹68,000/month
Rate: 9.5% against LAP
1 due date, 1 relationship
Saves ₹23,000/month
Total saving: ₹27.6L over 10 years

* Illustrative example. Actual savings depend on your loan profile.

Why Consolidate

Key benefits

Lower Interest Rate

By combining debts into one structured loan, you often qualify for a significantly better rate than multiple unsecured loans.

One EMI, One Date

Replace multiple payment dates and amounts with a single predictable monthly outflow. Simplify your cash flow management.

Improved Credit Profile

Closing multiple active loans and replacing with one well-serviced loan often improves your CIBIL score over time.

One Relationship

Deal with one lender instead of multiple banks chasing you. Reduces administrative burden and stress significantly.

Who Can Apply

Eligibility

Businesses with 2+ active loan accounts
Home loans and business loans being serviced simultaneously
Multiple unsecured loans with high combined EMI
Credit card dues combined with term loans
Businesses with good repayment track record but high total EMI

Our Process

How it works

01

Debt Mapping

We list all your current loans — amounts, rates, remaining tenure, and lenders. We calculate your total monthly outflow.

02

Consolidation Plan

We identify the best consolidation structure — LAP-based, business loan, or balance transfer — to reduce your EMI.

03

Lender Matching

We approach the right lenders from our network of 40+ institutions and negotiate the best terms on your behalf.

04

Disbursal & Closure

The new consolidated loan disburses, we help close the old accounts, and you walk away with one clean facility.

Ready to simplify your debt?

Our experts will map your loans and show you exactly how much you can save.

Get a Free Consolidation Plan →
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